FEES & INSURANCE

Fees and Insurance Information

Fees vary according to clinician and location. Please review our Fee Schedule and/or Staff pages for more information. For example, for those who elect scheduled, office-based services, rates are lower than for those who prefer services in their home or another off-site location. Some counselors’ services may be eligible for insurance reimbursement from out-of-network benefits, while others’ services are not reimbursable.

Insurance:

Full Life Counseling, PLLC is recognized as an “out of network provider” by most insurance companies. We provide “superbills” to you with the required information so that you may submit your claim to your insurance company for reimbursement according to policy eligibility if you choose to do so. Payment plans are available upon request, and credit/debit/flex cards are accepted.

Methods of Payment:

Full Life accepts payment by cash, personal check or credit/debit/flexible spending cards. Those who pay by credit/debit/flex cards for amounts that are over $500 are asked to pay a 2.5% surcharge for using a Visa, Mastercard or Discover card or a 3.5% surcharge for using an American Express card some effective December 1, 2014.

Healthcare Financing:

For those whose needs will exceed $2000, some clients may elect to pursue a healthcare loan. We are proud partners of the Prosper Healthcare Lending group, which offers financing opportunities for our intervention fees and our year-long relapse prevention therapy program.

Monitored professionals who are not eligible for scholarship funds or financing through Prosper may be eligible for a payment plan for our year-long relapse prevention therapy program.

Prosper Healthcare Lending group is the premier financing company in the behavioral health industry. With over $5B funded and over 300,000 applicants serviced through their lenders, this is a name and program you can trust. Here are some of the benefits you’ll receive with a loan from Prosper Healthcare Lending:

  • Quick and easy loan application available 24/7 online with minimal paperwork
  • Immediate decisions for loans under $35K
  • No impact on credit from applying
  • Term options up to 84 months (affordable monthly payments)
  • No collateral required
  • No prepayment penalties
  • Fast & easy application process
  • Affordable monthly payments (that can be assumed by the person receiving care when they are able)
  • 100% confidential

How it Works

* Apply online and get instant pre-approval
* Applicant reviews rate, payment and term before accepting
* Applicant is funded via direct deposit within 10 days
* Once approved, Full Life can proceed with immediate admission

Applicable Programs:

Year-long Relapse Prevention Program

Financial Assistance:

Aftercare clients who are enrolled in monitoring with the NCPHP may be eligible for up to $2000 in scholarship funds each calendar year. For more information, NCPHP clients should contact your field monitor to find out how to apply.